Your mileage may vary, and like I said in the title, I’m no expert, but because I’m working on this actively, you might find these tips to be pertinent to your own situation. But truly, YOU are the experts. Come on! Light up the comment section, or better still, add to our wiki !  Tell us your best finance and money-saving tips. -Chris Brogan makes almost no money from [chrisbrogan.com].